Cash And Margin Rates

Interest rates applied to account balances.

Effective May 1, 2008, CIBC Wood Gundy interest rates are as follows.

Credit Cash Balances

	Canadian Dollar	U.S. Dollar
$0.00 - $9,999	0.1250%	0.125%
$10,000 - $24,999	0.25%	0.125%
$25,000 - $49,999	1.50%	0.125%
$50,000 - $59,999	1.00%	0.125%
$60,000 - $99,999	1.25%	0.50%
$100,000 and over	1.75%	0.75%

Debit Cash Balances

	Canadian Dollar	U.S. Dollar
$0.00 - $9,999	6.75%	7.25%
$10,000 - $24,999	6.50%	7.00%
$25,000 - $49,999	6.25%	6.75%
$50,000 - $99,999	6.00%	6.50%
$100,000 and over	5.75%	6.25%

Registered Accounts

All Credit Balances	0.125%
All Debit Balances	6.75%

Find An Advisor
Use our Find An Advisor tool to locate a CIBC Wood Gundy Investment Advisor near you and take the first step to achieving the financial future you want.

CIBC Wood Gundy retains the right to change interest rates on a discretionary basis. Interest on debit and credit balances will be calculated separately at the appropriate tiered rates, which are subject to change without notice. Interest is calculated based on your average daily cash credit or debit balance and paid mid-month. Interest paid or charged on accounts is subject to minimum dollar amounts. Interest amounts less than C$5.00 are neither charged nor paid on regular accounts and interest amounts less than C$1.00 are neither charged nor paid on registered accounts.

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The information contained herein is considered accurate at the time of posting. CIBC and CIBC World Markets Inc. reserve the right to change any of it without prior notice. It is for general information purposes only.